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Billing & Insurance

We are always accepting new patients! Please give us a call at 410-757-2778 for an appointment or if you do not see your insurance company listed below. You can also email us at



It is important to understand your insurance coverage. There is a difference in benefits between medical coverage and vision coverage.

  • Vision coverage is for eye exams for nearsighted=Myopia, farsighted=Hyperopia, and Astigmatism or normal vision​

  • Medical coverage for the eye is submitted for medical conditions like cataracts, glaucoma, iritis, pink eye, dry eyes, floaters, flashers, strabismus, esotropia, etc. These are just examples of the many medical conditions we see.

  • Refractions are not covered by most insurance companies. This is the test that determines the refractive error of the eye. This tells us what strength lens you will need in glasses or contacts.


Accepted Insurances


  • Medicare

  • Railroad Medicare

  • AARP through United HealthCare

  • Aetna- PPO, open access, open network

    • HMO policies with referrals

    • Medicare Advantage Plan with referrals

  • Anthem Blue Cross & Blue Shield

  • Assurant

  • Carefirst: Blue Cross & Blue Shield, Federal and
    Non-Federal plans and out of state

    • Blue Choice HMO with referral

    • Bankers Life & Casualty

  • Carefirst Mail Administrators

  • CIGNA-PPO and Open access only(NO HMO’s)

  • Compass Rose

  • Coresource

  • EHP

Anne Arundel County Employees Carefirst Vision Plan
State of Maryland Employees Carefirst Vision Plan

We DO NOT accept:  Allegiance Vision, Amerigroup. Americaid, Blue Vision, Davis Vision, MHIP=Maryland Health Insurance Plan, Priority Partners, Spectrum Vision, Stratera Vision.

Unfortunately, we do not accept any Medicaid at this time.

Ophthalmology Associates of Greater Annapolis offers financing through CareCredit.

You can apply for financing online but clicking on the CareCredit button to the right.

  • GEHA

  • Golden Rule

  • Informed

  • Johns Hopkins Health Care, Inc.

  • Local/Union insurance plans (FELRA,APWU, Teamsters, etc)


  • Mail Handlers Benefit Plan

  • MD-IPA-with referral

  • NALC

  • NCAS

  • Optimum Choice-with referral

  • PHCS-medical only


  • Tricare-Health Net, PGBA,LLC

  • United HealthCare-Employer sponsored plans only

  • USAA

  • We will process all medipgap, secondary,
    ​supplemental and cross over policies.​​

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